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Frank Coxwell, Guest of MPB Show “Money Talks”
Truth Behind Bankruptcy Air date 04/03/12 To listen to the full hour interview - click here Attorney Frank Coxwell joins the show to tell the truth behind bankruptcy. Does it ruin your credit and...
View ArticleCan someone be arrested if they cannot repay their payday loan?
NO!!! The lender cannot threaten or use criminal prosecution to collect. However, the lender may file an action against you in civil court. If you cannot repay the loan, you may request that the...
View ArticleHave You Been Sued By A Debt Collector?
Most of my clients come to me after a garnishment has been sent to their job. A few come to see me as soon as they are served with the lawsuit. I wish they would come to see me on the day they get...
View ArticleWhat does it mean to “cram down” a debt in a Chapter 13?
First understand that when we are talking about “cramming down” a debt, we are referring to a secured debt (such as debts for cars, trucks, furniture, appliances, household goods). A debt that is...
View ArticleFCRA Gives Identity Theft Victims Specific Rights
Identity theft occurs when someone uses your name, Social Security number, date of birth, or other identification without the authority to do so in order to commit fraud. For example, if someone used...
View ArticleFCRA Summary of Rights
The federal Fair Credit Reporting Act (FCRA) was created to promote accurate, fair, and private filing of information by consumer reporting agencies. There are many types of consumer reporting...
View ArticleMississippi Garnishment Law
In order for a creditor to garnish your wages, they must first file a lawsuit regarding the debt in question and receive a court judgment in their favor (win the lawsuit). Once this occurs, they will...
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Yes, You Can Stop Debt Collectors From Calling
Federal law, the Fair Debt Collection Practices Act, (“FDCPA”) requires debt collectors to stop calling if you send them a written request. Once your written notice for telephone calls to stop has...
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Can I Pay And Keep My Credit Cards After I File Bankruptcy?
Can you pay your credit cards after filing bankruptcy? Of course. You can pay anyone you want to pay. But should you? Let’s explore whether first of all you can keep them, and second if you have...
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